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Prosperity Tree Baccarat joins a list of Baccarat games that deliver multipliers to the payouts of winning hands.
The difference with Prosperity Tree Baccarat is the ornate design of the studio, incorporating the golden tree of wealth from which eight Prosperity multiplier cards rain down each game round to potentially boost the payout of winning hands.
This live dealer Baccarat game incorporates RNG and Animation to enhance the playing experience, giving players the potential to win as much at 27x on the Player and Banker’s hands and a massive 3,645x on the winning Tie hand.
In the review, I’ll explain how to play Prosperity Baccarat – hint: if you can already play Baccarat, you’ll have no problems. I’ll discuss playing strategies, and you’ll be able to see the game in action in my in-depth video review.
Here are ten things you need to know about Evolution Prosperity Tree Baccarat.
Prosperity Tree Baccarat uses eight decks of 52 playing cards, shuffled and dealt from a manual dealing shoe. The shoe is changed when the cutting card is reached about one deck from the end.
There are two playing positions, Banker Player, and three Side bet options, Banker and Player Pair and Tie.
The objective is to bet on one of the two playing positions you think will have the best hand value up to a maximum of nine.
If the hands’ Tie, your stake is returned to you.
The side bets are optional.
Ordinarily, winning hands pay even money 1:1, with banker wins paying a commission of 5%. But in Prosperity Tree Baccarat, payouts can be increased by as much as 27x through the allocation of multiplier cards. If you’re dealt these and you win, your payout is multiplied by the value of the Prosperity cards. It’s possible to have three multiplier cards in your hand, giving a max payout of 27:1.
The side bets also benefit from the increased multiplier payouts if the winning hand contains prosperity multiplier cards.
Note: The Tie Bet can pay a maximum of 3645:1, and the Pairs Bet can pay 90:1.
A 20% fee is applied to your bet, which is how the game pays for the Multiplier payouts.
There are 15 Seconds of betting time, which is just enough time to get your bets down.
Once all your bets are placed and betting time has elapsed, a 20% fee of your bet is added to make your Total bet.
Note: The fee is not part of the payout calculation. It’s gone forever, whether you win or lose!
Once Betting Time has closed, the animated tree of Prosperity lights up, revealing golden cards hanging from the branches.
Eight cards are randomly selected from a virtual 52-card deck and are assigned multiplier values of 2x or 3x.
The chosen cards descend from the tree, revealing their value and the multiplier.
If one or more of these cards gets dealt to the winning hand, the payout for that hand is multiplied by the total value.
For example, if a hand has 2x and 3x multiplier cards, the payout value would become 6x.
The dealing of the cards follows the standard Baccarat rules.
The hand closest to or equally nine is the winner. If the hands are tied, bets are returned to the players.
Prosperity Multiplier cards are highlighted as they are dealt, showing up in a Golden shade on the table and displayed in the playing interface. The multiplier values are shown on the betting grid and above the cards on the table.
You can’t miss them!
At the end of the game round, the playing position closest to 9 is declared the winner and the payouts process as per the pay table, unless there is a multiplier card active, in which case the payout is boosted by the multipliers.
Baccarat is steeped in tradition and superstition. It’s one of the attractions of playing this relatively simple game.
It’s possible to get your head in a real spin while you review the previous results to see what will happen next.
Of course, we all know that previous results have no bearing on what happens next. However, this doesn’t stop players from scrutinising the Baccarat Roadmaps, hoping they reveal the trends to set them on a path to regular wins.
I prefer to use the Roadmaps to follow trends in the shoe. I like to bet on trends, so I keep repeating a bet until it loses and then switch it to the opposite playing position until it loses.
It’s a form of strategy, but it’s not guaranteed to get wins. It can be fun if you get consecutive results going your way.
If you want to see more, read my Baccarat Roadmaps strategy.
Hopefully, you’ll find a Proseprity Tree Baccarat Strategy that works for you.
One thing I should mention is the multipliers. The computer chooses the cards and the associated multiplier value. It’s the only part of the game, except the animation, which is not live.
The RNG is programmed to deliver cards and multipliers within the RTP of the game. It has no bearing on the hand that will win or the cards that will be dealt to each hand. Trying to determine which cards will be Prosperity cards is futile and won’t help you in any way.
Baccarat uses a series of Roadmaps to display the results from previous game rounds.
They are specially constructed views of the results. There are five roadmaps.
The Bead Road and The Big Road show the results of the past game rounds for the current dealing shoe.
The Big Eye Road, Small Road and Cockroach Road are all created from the Big Road and show the results in different patterns, not necessarily relating to the outcome. These provide a different view and way of looking at what’s happened to help the reader determine what may happen next.
The Bead Road also shows the Tie and Side bet results.
Regular statistics of the shoe, showing the percentages of the results for each betting position and the number of side bet wins, are displayed above the Big Road Roadmap.
If you’re interested in deep-diving into the Baccarat Roadmaps, I have an article that explains how to read the Baccarat Roadmaps.
The RTP for Prosperity Tree Baccarat using optimum play is 98.89% for bets on the Player position.
The Banker RTP is 98.74%. The Tie and Side Bets are pretty close, with RTPs of 92.78% for the Tie and 92.53% for both Pair’s side bets.
Standard payouts are 1:1 for the Player and Banker minus 5% commission on Banker wins.
The Prosperity Multipliers boost payouts. The maximum possible payout for a Banker/Player win is 27:1, while a Tie goes from 5:1 to 3645:1. The pairs’ side bets go from 10:1 to 90:1.
Payouts are capped at £$€500,000.
| Bet | Payout | RTP |
|---|---|---|
| Player | 1 – 27:1 | 98.89% |
| Banker | 1 – 27:1 | 98.74% |
| Tie | 5 – 3645:1 | 92.78% |
| Player Pair | 10 – 90:1 | 92.53% |
| Banker Pair | 10 – 90:1 | 92.53% |
You’ll get more multipliers but smaller wins when you play Prosperity Tree Baccarat.
So, if you’re after longer gameplay and like to build a bankroll slowly, this is a more appealing game than the more volatile Lightning Baccarat and Golden Wealth Baccarat.
The 20% fee is payable on all versions of multiplier Baccarat.
The Tie Bet payouts have a greater range, up to 3645:1, with the multipliers. The Pairs side bets don’t fare so well, with a maximum payout of 90:1. You get 576:1 on Lightning and Golden Wealth.
| Game | Player/Banker | Tie | Pairs | Fee |
|---|---|---|---|---|
| Baccarat | 1:1 | 8:1 | 11:1 | None |
| Lightning Baccarat | 1 – 512:1 | 5:1 (up to 500k) | 9 – 576:1 | 20% |
| XXXtreme Lightning Baccarat | 1 – 1000:1 | 2.85:1 (up to 500k) | 8 – 800:1 | 50% |
| Golden Wealth Baccarat | 1 – 512:1 | 5:1 (up to 500k) | 9 – 576:1 | 20% |
| Peek Baccarat | 1:1 | 8:1 | 11:1 | 20% |
| Prosperity Tree Baccarat | 1 – 27:1 | 5 – 3645:1 | 10 – 90:1 | 20% |
Prosperity Tree Baccarat is a super-friendly version of Lightning Baccarat. There are more multipliers and more wins.
This is a lower volatility game, so it won’t deliver huge wins unless you get the top win for the Tie Bet.
The studio’s mix of animation and great design makes it a pleasure to play at the table.
This game is pitched at the player who wants more regular multipliers and the chance to win them more often.
The game delivers an RTP the same as other Baccarat games. It’s not better or worse.
I’m not over-keen about paying a fee for multipliers. But with a game where the chances of winning are shy of 50-50, you could do worse than play this. Remember, though, 50% of the time, you’ll lose, and with the fee being taken win or lose, your bankroll will deplete more quickly if you’re not winning with multipliers often.
Prosperity Tree Baccarat is a less volatile version of Lightning Baccarat, meaning you’ll get more multipliers each game round and more chances to win with them.
The RTP is 98.89%. The Player and Banker Pair side bets have an RTP of 92.53%.
Prosperity Tree Baccarat is available at all Evolution Live Casinos.
While the two games deliver the same outcome, getting there is different. One has multipliers, which you pay a fee to play, and the other has the traditional pay structure with no fees. The RTPs are similar. With Prosperity Tree Baccarat, you’ll have more highs and lows; your payouts will be steadier with Baccarat.
Yes, there are five Baccarat Road maps in Prosperity Tree Baccarat.
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