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Evolution Golden Wealth Baccarat promises to be a luckier game than lightning baccarat, delivering more multiplier wins and giving players who bet small the chance to win big.
Todd Haushalter said he wanted to create a game that was softer and luckier with more Asian style than lightning baccarat.
Evolution has certainly done that with Golden Wealth Baccarat Live, which delivers more and more multipliers, that can lead to some insane multiplier wins.
Golden Wealth Baccarat is played to the same rules as regular baccarat, the only difference is the addition of five multiplier cards each game round, which can boost payouts on winning hands by as much as 512x on a Banker or Player win, and 262,144x on a Tied hand win.
In this review, I’m going to explain how the Golden Card multipliers work and how using the Baccarat Roadmaps may help you bet smarter.
Here are seven things you need to know about Evolution Golden Baccarat.
Golden Wealth Baccarat Live is a live dealer game that uses RNG augmented reality animation to pick the golden cards and assign the multipliers.
All other aspects of the game are live, and follow the standard dealing styles of most Evolution live casino games.
A rather larger kidney-shaped table sits in an Asian styled live casino studio, flanked by two golden dragons on either side.
On the table are two playing positions and the card dealing shoe. At the centre front of the table sits an animated “Magical Golden Pot”, from which the five multiplier cards are drawn.
When betting time is open, players can place bets on the Banker, Player and Tie Positions.
Two optional Side bets can also be played for the Player or Banker Pairs.
Once betting time has closed, a 20% fee is added to the bet amount to cover the cost of entry into the Golden Round, where the five Golden Cards are picked and the multiplier values are assigned.
Once betting time has closed the Golden Round begins, which is the process of picking the five golden cards and assigning multipliers to them.
Five cards are randomly drawn from a virtual 52 card deck each game round and five multipliers ranging from 2x, 3x, 5x and 8x are allocated to each card.
The five cards are displayed in the playing interface along with the multipliers.
The croupier deals cards to the player and banker hands in accordance with standard baccarat rules. Extra cards are dealt if the hands meet the third card rule.
If during the dealing process Golden Cards are dealt, they along with their multiplier values are highlighted on the screen.
The hand closest to or equally nine is the winner unless the two hands total the same, which then becomes a draw.
The payout for the winning hand is calculated based on whether the hand contains any Golden cards.
If the hand has one Golden card the payout is multiplied by that value.
If there are multi golden cards in the hand these are multiplied together giving the final payout value.
For example, if you had 5x and 3x Golden cards in the winning hand, the payout would be 15x.
If the hand contained three 8x golden cards, the payout would be 8 times 8 times 8 equals 512.
The maximum payout would be for a tied hand with six golden cards each valued at 8x. This gives a payout of 262,144x.
The maximum payout for a winning hand is capped at £500,000.
The main reason for playing Golden Wealth Baccarat is to have multiplier cards in your winning hands.
There is no way to determine which cards will become Golden Cards or what the multiplier value are. A fresh virtual deck of 52 playing cards is used each game round to pick the cards from, which is performed using a Random Number Generator.
So, a playing strategy needs to concentrate on the main Hands – Banker and Player.
The road maps are a useful tool in seeing the past results of the shoe. They can help in your decision making for how you bet next.
I’m going to describe a few strategies, they all rely on runs of results.
The best baccarat strategies are the ones that get you betting on runs when they occur and being at the start of a run at the right time.
Check the roads maps to see the previous results, and either:
Keep betting on the same position until you lose.
When you do lose, and you will, double your bet and bet on the opposite position.
If you win the next hand reduce the bet and continue on the same bet position. If you lose, double your bet and change betting position.
This strategy uses the Martingale strategy, so you need to have a large bankroll to enable the doubling of your bet amount. This will return you to your starting position, but can also bust you if you get in a losing run before a win occurs – hence the need for a larger bankroll.
Be very careful with this.
The statistics for the game are recorded in Road Maps, which is a standard on all Baccacart games.
The Roadmaps represent the results in several ways, from the straightforward Big Road, which depicts the order of the results in the way they happened, to the more convoluted Cockroach road map which shows the trends of the results.
For more information, you can read my article on Baccacart Roadmaps and also my Baccacart betting strategy on how to use the roadmaps to bet.
There are 5 roadmaps available in Golden Wealth Baccarat, the Bead Road, Big Road, Big Eye Road, Small Road and Cockroach Road.
Clicking on one will expand it to full size so you can get a better view of the details.
The best RTP for Golden Wealth Baccarat is 98.85% on the main Player bet.
The Banker bet returns a lower 98.69%, because of the 5% commission taken on the winning bet.
The Tie bet, while having the potentials to pay the most with an astonishing maximum payout of 1,310,720:1, has a general RTP of 93.36%.
The Side bets offer the least value with returns of 86%.
All the payouts are capped at a maximum of €500,000 or equivalent value in other currencies.
| Bet | Payout | RTP |
|---|---|---|
| Player | 1 – 512:1 | 98.85% |
| Banker | 1 – 512:1 | 98.69% |
| 95% of Your Banker bet is returned if Banker Wins | 2.85:1(3:1 less 5%) | |
| Tie | 5.1 – 1,310,720:1 | 93.36% |
| Player Pair | 9 – 576:1 | 86% |
| Banker Pair | 9 – 576:1 | 86% |
Golden Wealth Baccarat is one of a few different versions of online live baccarat.
Each has its own specific nuance – but essentially they are all played the same, they just differ because they have multipliers and other features that boost payouts.
Let’s see how they all compare with Golden Wealth Baccarat.
The most obvious is the RTP, which is lower than standard Baccarat and better than Lightning Baccarat.
The main difference between Lightning Baccarat is Golden Wealth always has 5 multiple cards for each game round. Lightning Baccarat can have up to 5, but the selection is random.
| Game | Player | Banker | Tie | Pair | Multipliers | Fees |
|---|---|---|---|---|---|---|
| Standard Baccarat Payout & RTP | 1:1 98.94% | 1:1 98.76% | 8:1 / 9:1 95.16% | 11:1 89.64% | None | None |
| Golden Wealth Baccarat Payout & RTP | 1:1 98.85% | 1:1 98.69% | 5:1 93.36% | 9:1 86% | 5 Golden Cards with 2x, 3x, 4x, 5x & 8x. | 20% |
| Lightning Baccarat Payout & RTP | 1:1 98.76% | 1:1 98.59% | 5:1 94.51% | 9:1 88.35% | Up to 5 cards with 2x, 3x, 4x, 5x & 8x. | 20% |
I think you have to look at Golden Wealth Baccarat in context with the other live baccarat games you can play.
Why would you play this version over normal baccarat or even Lightning baccarat?
The answer is easy, it’s the multipliers. That’s the only reason to play this version. The fact there are 5 each game round increase the chances of getting one in your hand. It’s why this has been described as the luckiest game.
You can ignore the fact the RTP and payouts for Ties and the side bets are lower if you want to play for the multipliers.
If value bets are what you’re after then don’t play a game with multipliers, stick to standard baccarat games as they are less volatile.
Can you win more playing Golden Wealth Baccarat? – of course, you can. Are you going to? – well that’s debatable over the long term.
My advice is to play carefully, make reasoned bets and hope you hit a multiplier or two.
Who’s the game best suited for? I’d say low rollers, as you can win a lot for a low initial stake and have some fun while doing that.
I think this will do well, and provides the traditional baccarat player with something different they might just enjoy!
Golden Wealth Baccarat is a live dealer game of baccarat with the addition of multiplier cards, that can boost the payout of a winning hand. Unlike lightning Baccarat there are 5 multiplier cards chosen for each new game round, making this the luckiest Baccarat game in the market.
The RTP ranges from 93.36% to 98.85% for optimal play. The side bets have an RTP of 86%.
The maximum multiplier that can be obtained is 1,310,720:1. That can occur if a Tie occurs and both the hands have three multiplier cards of 8x each. The result would be 5:1 x 8x8x8x8x8x8.
The main hand maximum multiplier would be 512x.
20% of the total bet is used to fund the Golden Round which generates the Golden multiplier cards.
Golden Wealth Baccarat is a live casino game. Real cards and a real dealer is used to run the game. There is an RNG element, which is used to select the 5 golden cards from a virtual 52 card playing deck and assign the multipliers.
Golden Wealth Baccarat is available at all Evolution Live Casinos.
I’m not sure better is the word. It’s certainly different and gives the opportunity of some big wins. It does however have a lower RTP (98.85%) than standard Baccarat (98.94%), but is better than Lightning Baccarat (98.76%), and pays less for Ties (5:1) and the side bets (9:1).
Golden Wealth Baccarat comes with a complete set of Baccarat road maps.
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If you like multiplier games then here’s a selection from Evolution and Playtech.
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