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Live Casino Games RTP and Payouts Compared

best live casino games payouts

What live dealer game is the best to play if you want to win? Which Live Casino game gives the best payouts for the smallest bet? What is the best RTP on Live Casino Games?

These are all questions that are commonly asked about playing live dealer games. If I had a pound for every time I’ve been asked this, I’d have, well £5. lol.

Seriously though, there are live casino games that are better to play if you’re looking for a long playing session and there are games that can give big payouts for risky bets.

I’ve analysed all the live casino games RTP’s, the payouts, the live casino odds and win potentials for all live dealer games.

The answers lay in the data, which I’ve collected and presented in a summarised list called a Live Casino Games RTP & Payout Table.

Neil’s Live Casino RECOMMENDATIONS

BEST FOR LIVE CASINO GAMES

  • Evolution & NetEnt Live Games.
  • Great Mobile Interface.
  • Dedicated Rizk Tables.
  • Regular, New Live Casino promotions.

5 / 5 Stars

GO TO CASINO

BEST LIVE CASINO FOR NEW PLAYERS

  • 15 Live Casino Games.
  • Evolution Software.
  • Dedicated Tables. Player Points.

4 / 5 Stars

GO TO CASINO

BEST FOR EXPERIENCED PLAYERS

  • 4 Live Casino providers.
  • Loads of Dedicated Tables.
  • Fantastic Regular Promotions.

4 / 5 Stars

GO TO CASINO

BEST FOR CASHBACK

  • 10% Cash back on Losses.
  • Paid the next day
  • No Wagering, Min £25 Deposit. Full T&Cs apply.

4 / 5 Stars

GO TO CASINO

NEWEST LIVE CASINO

  • Home of Live Roulette.
  • Over 30 Live Dealer Tables.
  • Full Range of Live Casino Games.

4 / 5 Stars

GO TO CASINO

18+ www.begambleaware.org

Introduction to Return To Player (RTP)

A lot has been written about Return to Player (RTP) statistics. But there are a few things you need to know before using RTP figures to decide if a live casino game is worth playing or not.

The UK Gambling Commission gives a great explanation and advice on RTP while GambleAware has published some excellent research on understanding RTP Messages, which are both worth a read. I also particularly like GamingLabs RTP Description.

Every game creator has to publish the RTP of their games, so players know what sort of return to expect from a game.

However, RTP’s are calculated using millions of hands of play, which actually do not represent how players actually play.

A player might play anything from a few hands to a few hundred. The variance of results between these can be huge.

You could have a 100% success rate of winning 3 hands and walk away up. Play over 100 hands and you might only win 60% and walk away a loser.

Judging a game by its RTP alone may help some, but it should only be taken as an indicator of how well a game can perform over the long term.

How can RTP help me choose the best Live Dealer game to play?

In my opinion, you shouldn’t just rely on RTP to help you choose a live dealer game to play.

Win potential should also be considered, and that is something I’ll be exploring as we compare live dealer games RTP’s.

The ideal is to find a live dealer game that has a high RTP with a big win potential.

Which Live Casino Game has the best RTP?

Live Dealer Blackjack has the best RTP of all live casino games.

All Blackjack variants of the game have an RTP in excess of 99%.

The best are:

  • Playtech’s Unlimited Blackjack (99.54%)
  • Quantum Blackjack (99.47%)
  • Evolution Gamings’ Infinite Blackjack at 99.51%

All of these games are played with one to three players’ hands against the dealer, using an 8 Deck shoe.

7 Seat Blackjack comes in with an RTP of 99.29%. You should play this if you prefer playing your own hand.

To ensure you can achieve somewhere near-optimal RTP you should use Basic Strategy and avoid the side bets when playing Blackjack.

PLaytech Quantum Roulette

Which live casino game has the best payout RTP for the lowest stakes?

The best win payouts, i.e multiples of your initial bet are with live games that have win multipliers, or side bets with enhanced payout odds.

Great games to play that have huge win multiplier potential are:

  • Lightning Baccarat (98.76%)
  • Monopoly Dream Catcher (96.23%)
  • Live Spin A Win (97.22%)
  • Crazy Time (94 to 96%)
  • Live Slots (95.96%)
  • Live Mega Ball (95.40%)

Some of these have multipliers that range up to 999,999x.

In terms of side bet Payouts:

  • AllBets Blackjack pays 2000:1 for a £€1 stake on the Buster SideBet for a losing Straight Flush.
  • Texas Hold’em Bonus Poker, Caribbean Stud Poker, 3 Card Poker, and 3 Card Brag all pay 1000:1 with their 5+1, 6 card Bonus Side Bets.

What’s more, the initial bet can be as low as 0.10 a spin/hand on all of these!

Monopoly Live wheel
mobile landscape allbets

What live games give the biggest wins?

Big wins can be the result of playing a game and wagering a large amount or by playing a game that has Big Win multipliers.

The best RTP for live games is not indicative of the size of the payouts you can receive. Quite often a low RTP live game can payout out more, but less often.

Some of the biggest seen are those on Monopoly Dream Catcher, with 9600x multiplier being the most recent.

Imagine if you were playing at 0.10 a spin!

It very much depends on your attitude to risk and how quickly you want to experience the big win.

With games like Monopoly and Crazy Time and even Lightning Baccarat or Quantum Blackjack, the big wins happen very very rarely.

If you can’t wait that long, a big bet on Blackjack or Roulette Odd/Even is probably better.

Crazy Time Betting time

How good are the payouts in Live Roulette?

Live Roulette has a base RTP of 97.30%. And that is for one of the outside bets like Odd/Even, Red/Blackjack.

It’s not the best game, but the way its structure, you can place lots of small bets to win a decent return, the best being 35:1.

Where Roulette excels is the variations that include win Multipliers.

Two games exist in this area, which both offer win multipliers of up to 500x on straight-up number wins.

Lightning Roulette & Quantum Roulette both have an RTP of 97:30% and both offer win multipliers.

These are by far the most popular games played at the best online live casinos.

lightning roulette
Quantum Multipliers

Do live dealer poker games have a good RTP?

Live Dealer Poker games are often ignored because they are seemingly difficult to understand how to play.

They are easy to play, all you need to understand is the value of poker hand rankings and follow a strategy.

Live Casino Poker has some of the best RTP’s after Blackjack.

Ultimate Texas Hold’em, for example, has an RTP of 99.47%, as does Texas Hold’em Bonus Poker.

Both of these compete with 99.54% of Unlimited Blackjack.

Another benefit of playing poker games is the Progressive jackpots that are attached to them at Evolution Live Casinos.

  • Casino Hold’em Jackpot total for August 12, 2020 is £3,168,221.
  • The Texas Hold’em Bonus Poker Jackpot total for August 12, 2020 is £210,933.
  • The Caribbean Stud Jackpot total for August 12, 2020 is £359,942.

Evolution Casino Holdem

What is the best live game for a beginner that will give a good rate of return?

Unlimited Blackjack

If RTP is your priority, I’d recommend playing Ultimate Blackjack by Playtech and using Blackjack Basic Strategy when playing.

This will give you the greatest chance of leaving the table with a profit.

Note: Do not play the side bets as they are not player friendly and are highly volatile.

Which Live Casino game can I win the most money on?

You’re most likely to win the most money playing Monopoly Dream Catcher, Lightning Dice, and Crazy Time.

The reason is all three have win multipliers and therefore the potential for very big wins.

Which Live Casino Game has the worse RTP

Side Bet City

The live casino game to avoid is Side Bet City, with an RTP of 94.34%.

Another one to avoid is Live Mega Ball (95.40%) and Deal or No Deal (95.42).

The last two have good win potentials though, so I’d probably strike Mega Ball off the list.

Which Live Dealer Games are the most popular?

popular rtp live casino games

Live Roulette and Entertainment games like Monopoly Dream Catcher & Crazy Time seem to have captured the hearts of gamblers everywhere.

Roulette has an RTP of 97.30% and Dream Catcher 96.23%.

If you look in any of the game lobbies, these three games have the highest number of players.

The next is Casino Hold’em, which does well among the many varieties of online live dealer poker games.

Live Casino Games RTP and Win Potential Table

You’ll find all the Live Casino Games in order of the RTP each has. I’ve noted the best win potentials for each live casino game and the max payout on offer.

You’ll also find a link to the casinos where you can play the games.

Live Dealer Game Base RTP Best Side Bet
Win Potential
Non Side Bet
Win Potential
Play At
Blackjack 99.29% 21+1 (RTP 96.30%) 100:1 Play at Rizk Casino
Freebet Blackjack 98.45% BustIt (RTP 94.12%) 250:1 Play at Rizk Casino
Infinite Blackjack 99.51% BustIt (RTP 94.12%) 250:1 Play at Rizk Casino
Playtech Unlimited Blackjack 99.54% 21+1 (RTP 96.30%) 100:1 Play at Casino.Com
AllBets Blackjack 99.46% Buster (RTP 93.86%) 2000:1 Play at Casino.Com
Quantum Blackjack 99.47% 21+3 (RTP 96.30%) 100:1 1000x Bet Play at Casino.Com
Sette e Mezzo 99.31% 21+3 (RTP 96.32%) 150:1 Play at Casino.Com
Roulette 97.30% Play at LiveRoulette.com
Lightning Roulette 97.30% Up to 500x on Straight Up Number Play at Nobonus
Quantum Roulette 97.30% Up to 500x on Straight Up Number Play at Casino.Com
SpreadBet Roulette 97.30% Up to 400x on Spread 0 – 1 Play at Casino.Com
Double Ball Roulette 97.30% 1300:1 for 2 balls same number. Play at LeoVegas
Baccarat 98.94% Perfect Pair (RTP 91.95%)
200:1 On Double Perfect Pair
Play at LeoVegas
Lightning Baccarat 98.76% 1,310,720x max payout £500k. Play at MrGreen
Casino Hold’em 97.84% Bonus (RTP 93.74%) 100:1 Play at LeoVegas
2 Hand Casino Hold’em 97.84% Bonus (RTP 93.74%) 100:1 Play at LeoVegas
Heads Up Hold’em 97.64% Odds (RTP 96.66%) 500:1 Play at Casino.Com
Ultimate Texas Hold’em Poker 99.47% Blind (RTP 97.82%) 500:1 Play at Rizk Casino
Texas Hold’em Bonus Poker 99.47% Bonus (RTP 91.46%) 1000:1 Play at Rizk Casino
Caribbean Stud Poker 96.30% 5+1 (RTP 91.44% 1000:1) Play at Rizk Casino
Casino Stud Poker 96.29% 5+1 (RTP 91.44% 1000:1) Play at Casino.Com
3 Card Poker 96.63% 6 Card Bonus (RTP 91.44%) 1000:1 Play at LeoVegas
3 Card Brag 97.86% Poker Plus (RTP 91.44%) 1000:1 Play at Casino.Com
HI-Lo 96.00% – 96.17% Ace (RTP 96.33%)
11.56x max win.
Play at Casino.Com
Sic Bo 97.30% Triple – 180:1 Play at Betfair
Super Sic Bo 95.02% – 97.22% Up to 1000x for a Triple Play at MrGreen
SicBo Deluxe 95.08% – 97.22% Up to 1000x for a Triple Play at Casino.Com
Live Mega Ball 95.40% Up to 999,999x for 6+ Lines Play at LeoVegas
Dream Catcher 96.58% 13720x have been seen.
up to £500.000 max win.
Play at MrGreen
Monopoly Dream Catcher 96.23% up to £500.000 max win. Play at MrGreen
Crazy Time 94.41% – 96.08% Pachinko (94.33%)
Crazy Time (94.41%)
These are the most volatile Side bets. Wins capped at €500k.
up to £500.000 max win. Play at MrGreen
Spin A Win 97.22% up to $500.000 max win. Play at Casino.Com
Side Bet City 94.34% – 96.69% 7 Card (RTP 94.34%) 500:1 Play at MrGreen
Deal or No Deal 95.42% up to 500x Play at Royal Panda
Lightning Dice 96.21% up to 1000x for 3 or 18. Play at Royal Panda
Football Studio 96.27% Draw (RTP 89.64%) 11:1. Play at Royal Panda
Dragon Tiger 96.27 Suited Tie (RTP 86.02%) 50:1 Play at Royal Panda
Live Slots 95.96% up to 5000x max multiplier. Play at Casino.Com

What have you learnt about Live Casino Game RTP’s?

I hope I’ve managed to explain that while RTP is an indicator of the win/loss potential of a live casino game, it isn’t indicative that you’ll win on a game with a higher paying RTP.

What you should take away, is that some games are more volatile than others.

Games with Win Multipliers often have a base game with a much lower RTP than normal, as something is needed to pay for the wins from the multipliers. You can’t have a great paying base game with great win multipliers all the time. There has to be a balance between the two.

Games that get the balance wrong don’t last long or are not that popular with players.

Evolution Monopoly Live And Crazy Time are two of the most frustrating games out there. They also happen to be the most popular because they have a massive win potential.

However, that doesn’t stop the player’s moaning which indicates to me that they shouldn’t be playing these games. They’ll be forever frustrated as they don’t understand the volatility and therefore the risk mechanic of the game.

A few takeaways

  • Play Blackjack if you want a long play session at reasonable stakes.
  • If you want to bet low and win big, play one of Monopoly Live or Crazy Time.
  • If you’re in between both, then play Lightning or Quantum Roulette.
  • Play one of the Poker games with a Progressive Jackpot if you want to experience a mega super win. You could win a million for a £1 stake!

BEST FOR LIVE CASINO GAMES

  • Evolution & NetEnt Live Games.
  • Great Mobile Interface.
  • Dedicated Rizk Tables.
  • Regular, New Live Casino promotions.

5 / 5 Stars

GO TO CASINO

BEST LIVE CASINO FOR NEW PLAYERS

  • 15 Live Casino Games.
  • Evolution Software.
  • Dedicated Tables. Player Points.

4 / 5 Stars

GO TO CASINO

BEST FOR EXPERIENCED PLAYERS

  • 4 Live Casino providers.
  • Loads of Dedicated Tables.
  • Fantastic Regular Promotions.

4 / 5 Stars

GO TO CASINO

BEST FOR CASHBACK

  • 10% Cash back on Losses.
  • Paid the next day
  • No Wagering, Min £25 Deposit. Full T&Cs apply.

4 / 5 Stars

GO TO CASINO

NEWEST LIVE CASINO

  • Home of Live Roulette.
  • Over 30 Live Dealer Tables.
  • Full Range of Live Casino Games.

4 / 5 Stars

GO TO CASINO

18+ www.begambleaware.org