Written byNeil Walker
Last updated: January 28, 2026

For those players who want to make the game of Baccarat more exciting, other than playing the usual Banker/Player bet, a plethora of Side Bets are available, depending on the casino where you play and the game you choose.

In this article we will focus on the Live Baccarat Side Bet options, looking at individual games by the most renowned live casino game developers.

We will also take a look at the odds and payouts for each individual side bet.

Without further ado, let's take a look at all the live baccarat side bet options.

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Game Options

Before we dig into the individual side bets, I must explain the three general types of live baccarat you can play.

Single Player - This is where there is one player position and one Banker position. Multiple players can bet on either position, but you only ever see your bet on the table.

Multiple Player - The table will be laid out with up to 7 betting positions. Multiple players will be able to place bets on those positions. You can see the bets other players are making.

Mini-Baccarat -This is the same as normal baccarat, the only difference you're likely to see is that betting times (15 seconds) are quicker than the normal game (20-25 seconds).

List of Baccarat Side Bets

Progressive

This is a side bet that has a Progressive jackpot attached to it. You are limited to a minimum and maximum bet, but you're able to win with several different hand combinations. This is exclusive to Playtech Baccarat.

HandPays
Players hand with suited Ace and 8 with the Banker matchingJackpot !!
Player suited Ace and 8 and Banker suited Ace and 810,000 x
Player & Banker Ace and 81,000 x
Natural 925 x
Natural 820 x
Natural 715 x
Natural 610 x

Pairs

A side bet where you can bet on the banker's or players' cards forming a pair.

HandPays
Perfect Pair - Same suit, same number25:1
Players Pair - same number11:1
Bankers Pair - same number11:1
Any Pair - a bet covering both hands that one forms a pair. 5:1

Small / Big

This is another side bet where you are betting on the total number of cards being dealt to a hand. The House edge is 5.27% and 4.35% for Small and Big bets respectively. You'll find this side bet in Playtech Baccarat games.

HandPays
Small - wins if the total number of cards dealt are 41.5 : 1
Big - wins if the total number of cards dealt are 5 or 60.54 : 1

Banker/Player or Dragon Bonus

Just like in normal baccarat, you bet on whether the Player or Banker has a higher value than the other, but the amount of bonus paid is determined by the points difference between each hand. Betting on Player comes with a house edge of 2.65% while the house edge for Banker bets is 9.37%.

HandPays
Non Natural hand
Win by 9 points
30:1
Non Natural hand
Win by 8 points
10:1
Non Natural hand
Win by 7 points
6:1
Non Natural hand
Win by 6 points
4:1
Non Natural hand
Win by 5 points
2:1
Non Natural hand
Win by 4 points
1:1
Natural Hand - Win1:1
Natural Hand - TiePush

Sum Bonus

The Sum Bonus bet wins when the combined value of the Banker and Player cards are either below 5 or above 14. In addition, there are other combinations that payout according to the table below.

HandPays
18 with 2 or more 8's50:1
18 with 1 eight12:1
186:1
Under 52:1
Over 141:1

Tie Bonus

The tie bonus wins not only in the event of a tie but also payouts if it misses by 1. If it's a tie then additional odds come into play depending on the number of cards dealt and the number of the tie. The available outcomes are shown below.

HandPays
5 cards ties at 350:1
6 cards tie at 925:1
6 cards tie at 820:1
6 cards tie at 710:1
Miss by 11:1

Egalite Extra Bonus

This is a side bet that can be placed on individual Tie Bets. You can normally bet on more than one Egalite position. If the game round does not result in a Tie then all Egalite Extra bets are lost.

egalite extra side bet
Individual EgalitesPayable Odds
0150 to 1
1215 to 1
2220 to 1
3200 to 1
4120 to 1
5110 to 1
645 to 1
745 to 1
880 to 1
980 to 1

Further Reading

Here are some further articles if you're interested in reading more about Live Dealer Baccarat and the options available to you.

Baccarat Side Bets Frequently Asked Questions (FAQ)

What are the side bets in Baccarat?

There is a wide range of side bets available in baccarat, such as Dragon Bonus, Small / Big or Egalite. These side bets add additional betting options such as betting on the total number of cards dealt or the margin of victory by each player.

Can you bet both sides in Baccarat?

You can bet both sides in baccarat, but will be constantly losing 2.5% of your stake as on the Player bet you get a 1:1 payout while on the Banker bet you get a 0.95:1 payout, which represents a 5% commission.

What is the Small and Big bets in Baccarat?

Small and Big baccarat side bet refers to the number of cards that are being dealt to a hand.Up to 4 is Small, 5 or 6 Cards is Big.

What is the Dragon bet in Baccarat?

Dragon Bonus bet in baccarat is essentially a bet on the spread, or the difference between the hand values of Banker and Player. The greater the spread, the larger the payout.

Neil Walker

Casino Expert

Neil Walker is an expert in the Live Casino field with over a decade of experience playing both online and in land-based casinos. His passion for gambling began in 1989 after a trip to Las Vegas, where he discovered a love for Blackjack and Texas Hold’em. Since 2011, Neil has been an active live casino player, testing different platforms and providers to understand their unique features and differences. This hands-on experience makes him a trusted source of knowledge and advice for players looking for fair and high-quality live casinos.